The types of insurance are as follows: • Dental Insurance: Employers may choose dental insurance plans to provide varying levels of coverage for preventive or restoration work such as fillings, major restoration work such as bridges, and orthodontia. • Vision Insurance: One of the lowest cost benefits available, vision insurance provides employees with reduced costs for eye examinations and contact lenses or glasses. • Life Insurance: Many insurance companies bundle basic life insurance with medical or dental insurance for a very low rate and offer supplemental insurance for employees who are willing to pay an additional premium for the coverage. • Accidental Death and Dismemberment Insurance (AD&D) Insurance: AD&D insurance can provide insurance for employees and their dependents in the event of an accident that results in the death of the covered person or the loss of a bodily function. AD&D does not pay benefits in the event of death due to an illness. Chapter: Compensation and Benefits Objective: Benefits