Palo Alto Networks. (2023). PAN-OS® Administrator’s Guide, Version 11.0. In the "Security Policy" chapter, the section "Security Policy Rule Types" defines the universal, intrazone, and interzone rule types. It states, "A universal rule... applies to all matching interzone and intrazone traffic in the specified source and destination zones." It defines an intrazone rule as applying to traffic "where the source and destination zones are the same" and an interzone rule as applying to traffic "where the source and destination zones are different."
St. Petersburg College. CNT 2402: Network Security and Countermeasures (Firewall). Course materials on firewall policy configuration explain that policies are differentiated based on whether they control traffic within a security segment (intrazone) or between different security segments (interzone), which aligns with the logic presented in the question.