1. IBM API Connect v10.0.x Documentation
"Editing a Product draft": This document details the configuration of Plans within a Product. In the "Plans" section
it states
"In the Rate limits section
you can add new rate limits for the plan... Each rate limit has a name
is specified as a value per time interval...". This confirms that rate limits are defined at the Plan level.
2. IBM API Connect v10.0.x Documentation
"Creating and configuring Catalogs": This source describes the settings available for a Catalog. Under the "Catalog settings" tab details
it specifies the "Default plan rate limit" option and explains
"Apply a default rate limit to all plans in this Catalog. The default rate limit is not enforced for a plan if that plan has its own rate limit." This confirms that a default rate limit can be defined at the Catalog level.